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THIE offers a full package of dependable, competitively priced insurance products for healthcare providers. Whether your facility needs an evaluation of current coverage, risk management consultation, in-service education or quick claims processing, THIE delivers.

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THIE’s risk management services play an integral part of our commitment to help you control costs.

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Apply for Coverage

THIE Business Auto coverage protects health care facilities from legal liability or physical damages caused by a facility vehicle. Subscribers may include emergency and non-owned vehicles in the program.

More About Coverage Options   →

Report a Claim

REPORT a Claim

At THIE, we know that every claim is unique. The THIE claims management team takes a proactive approach to researching and processing your claim, and keeps you informed every step of the way.

File a Claim Today   →

Customer Satisfaction


When it comes to customer satisfaction, renewals say a lot. Year after year, THIE consistently retains virtually all its customers whose policies are up for renewal. See what clients are saying about us:

Otto Kaiser Memorial Hospital

The Hot Topics Workshop is a great tool that we use to keep our hospital leadership informed about health care issues, legislative updates, legal topics, quality and safety impacts, and more. The two-day event also is a great way to network with others and share best practices.

Crane Memorial Hospital

When you talk to the staff at THIE, you can tell they are committed to providing exceptional customer service. It’s been a pleasure to work with them and I would highly recommend THIE to other hospitals.

Stephans Bastian & Cartwright LP

It continues to be our privilege and pleasure to work with the entire staff at THIE. It is reassuring to see a company that still holds high the values that were once more common in our industry. THIE’s commitment to sound business practice and fair dealing is a breath of fresh air.

Columbus Community Hospital

Rural and Community Hospitals face many challenges… THIE has remained a constant approachable partner in providing cost-effective insurance, risk management services, and outstanding education for policyholder staff. THIE has been a very important and vital partner with their knowledgeable staff to answer any risk management request in our facilities preparation to serve our community.

Columbus Community Hospital was awarded by the National Rural Health Association as a Top 100 Rural and Community Hospital 2019 for excellent performance managing risk, achieving higher quality, securing better outcomes, increasing patient satisfaction, and operations at a lower cost.

Thank you THIE for supporting Columbus Community Hospital.

Nocona General Hospital

“Angie came to our hospital to perform staff HIPAA training. Angie is very personable while maintaining utmost professionalism when interacting with staff and very open with their questions. She provided us with a 1,000 to 5,000 foot level of comprehension as opposed to the 30,000-foot level we have received in the past. That being said, her presentation was very much on point. Since then, I have had very positive feedback from staff and am seeing a higher level of conscientious approach to maintaining patient privacy. Thank you for allowing us to benefit from Angie’s knowledge and education.”

Rankin County Hospital District

“I have worked with THIE for the past 17 years and they continue to exceed expectations regarding the various insurance products they provide for us. Most recently we moved our ambulance fleet to THIE coverage. We saved money and have the same people handling all our insurance needs makes it a simple and straightforward process when we have a claim or a question.

The free Hot Topics forums each year are truly beneficial; both for the education we receive for risk management and other issues, but also the opportunity to network with our colleagues from across the state.

The fact that each subscriber is actually an owner of the company means that when we collectively work hard to prevent injuries and mitigate risk in our facilities, we all receive shared savings refund checks. It means that we are all in this thing together and I like that.

The THIE team, led by Tess Frazier, is accessible, dependable, and always ready to help. I would not even consider any other insurance company. THIE is a remarkable and outstanding company.”

Wise Health System

Wise Health System has had a long and prosperous history with THIE. The organization provides the majority of our insurance coverage and the service is first class. I couldn’t be more pleased with the way all of our claims have been handled. THIE truly considers the business needs of our entire organization and has conducted internal assessments that have helped our organization become more focused on our safety and quality measures.”

Mitchell County Hospital District

“As a hospital administrator, one of the most important things you look for when it comes to any type of insurance is a company that you can trust to be there when you need them. THIE is just that type of company and is one of our most trusted partners!”

Hemphill County Hospital District

“THIE is on the leading edge of best practice for Risk Management and makes a trip to our facility annually. I have never been with an insurance company that goes through such a thorough assessment each year. The information we learn about our facility in this process has been extremely valuable.”

Medical Center Health System

I have had the pleasure of working with THIE for over 20 years.  Not once have I been disappointed with the level of service that I have received from them.  From education to total liability coverage, THIE goes above and beyond to ensure my facility is prepared.

THIE is a company that serves rural communities.  They know us by name!!!  When all of the other bigger companies moved their business focus to the big cities, THIE was there for us and made sure that we had the coverage and education we needed.

Bosque County

THIE is the epitome of a great partner.  They continue to impress me with their high standard of service, educational offerings, and dependability. I would be hard-pressed to find a company that can compete with THIE’s staff knowledge and timeliness when addressing our questions and issues.  They always give us the feeling that we are the most important client when we need them.

With the help of THIE’s onsite reviews, employee education, and Hot Topics we have been able to lower our work Comp claims and become more aware of our risk.  These services are provided at no extra charge, an important aspect that all rural facilities can understand.

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